HP HP10BII User Manual

6. (Hold) ON N FV 0.00 Press and hold down ON, N,
and FV. When you release all
three, memory is cleared and
all functions revert to original
factory settings.
7. OS CL
?
. 0.00 Clears statistical memory.
8. OS DISP (0 through 9) or (.) Selecting 0 through 9 will set
the number of decimal places
displayed to the number
selected. Selecting (.) will
cause the number of decimal
places displayed to “float.”
B. Using the memory capability:
The HP 10BII can store numbers for re-use in several different ways:
?? Use the (K) or constant key to store a number and its operator for repetitive operations.
?? Use the 3 key memory [(? M), (RM), and (M+)] to store, recall, and sum numbers respectively.
?? Use (OS) (STO) and (RCL) to store to, and recall from, the 10 numbered registers.
Using Constants: Use (K) to store a number and arithmetic operator for repetitive calculations.
Example: Calculate 5 + 2, 6 + 2, and 7 + 2.
Keystrokes Display Description
1. (5) (+) (2) (K) 2.00 Stores “+2” as constant.
2. (=) 7.00 Adds 5 + 2.
3. (6) (=) 8.00 Adds 6 + 2.
4. (7) (=) 9.00 Adds 7 + 2.
Using the M Register: The (?M), (RM), and (M+) keys perform memory operations in a single
storage register called the M register. Although it generally is unnecessary to clear the M register, it
can be cleared by pressing (0) (?M). To add a series of number to the M register, use (?M) to store
the first number and (M+) to add subsequent numbers. To subtract numbers from the M register,
press (+/-).

HP HP10BII Specifications

General

Type	Financial Calculator
Display	LCD
Display Digits	12
Power Source	Battery
Warranty	1 year limited
Features	Time-Value-of-Money, Cash Flows, Amortization, Depreciation, Statistics

Summary

Hewlett Packard HP 10BII Overview

HP 10BII Basic Operations: Power, Clearing, Settings

Covers turning the calculator on/off, clearing display, error messages, memory, and setting decimal points.

HP 10BII Memory Functions: Constant, M Register, Numbered Registers

Explains how to use memory for storing and recalling numbers, including constant key, M register, and numbered registers.

HP 10BII Time Value of Money (TVM) Basics

Covers clearing TVM registers, setting period modes (BEGIN/END), and establishing compounding frequency (P/YR).

HP 10BII Lump Sum Present Value Calculation

Demonstrates calculating the present value of a single future amount with given interest and time periods.

HP 10BII Lump Sum Future Value Calculation

Shows how to calculate the future value of a single present amount with given interest and time periods.

HP 10BII Annuity Present Value Calculation

Explains how to find the present value of a series of equal payments over time (end-of-period).

HP 10BII Annuity Due Present Value Calculation

Covers calculating present value when annuity payments occur at the beginning of periods.

HP 10BII Annuity Future Value Calculation

Demonstrates calculating the future value of a series of equal payments over time (end-of-period).

HP 10BII Annuity Due Future Value Calculation

Shows how to find the future value of annuity payments made at the beginning of periods.

HP 10BII Net Present Value (NPV) Calculation

Explains calculating NPV for cash flows using the CFj register with equal or uneven streams.

HP 10BII Internal Rate of Return (IRR) Calculation

Demonstrates calculating IRR for cash flows using the CFj register with equal or uneven streams.

HP 10BII Bond Valuation Calculation

Explains how to calculate the present value of a bond based on interest payments, principal, and yield to maturity.