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HP 10bII User Manual

HP 10bII
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Page #50 background image
You
can
calculate
any
value
after
entering
the
other
four.
Cash
flow
diagrams
for
loans,
mortgages,
leases,
savings
accounts,
or
any
contract
with
regular
cash
flows
of
the
same
amount
are
normally
treated
as
TVM
problems.
For
example,
following
is
a
cash flow
diagram,
from
the
borrower's
perspective,
for
a
30-year,
$150,000.00
mortgage,
with
a
payment
of
$1,041.40,
at
7.5%
annual
interest,
with
a
$10,000
balloon
payment.
PV
=
150,000.00
N=
360
GO
x
12)
357
358
359
360°
PMT
=
-1,041.40
|
FV=-10,000.00
One
of
the
values
for
PV,
PMT,
FV
can
be
zero.
For
example,
following
is
a
cash
flow
diagram
(from
the
saver's
perspective)
for
a
savings
account
with
a
single
deposit
and
a
single
withdrawal
five
years
later.
Interest
compounds
monthly.
In
this
example,
PMT
is
zero.
PV
=-17,000.00
Time
value
of
money
calculations
are
described
in
the
next
chapter.
50
4:
Picturing
Financial
Problems

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HP 10bII Specifications

General IconGeneral
Digits12 digits
Display typeLCD
Display tiltingNo
Display size (HxV)16 x 63.5 mm
Display number of lines1 lines
Display number of characters12
TypeFinancial
Form factorPocket
Control typeButtons
Product colorBlack, Grey
Battery life1 year(s)
Battery typeCR2032
Power sourceBattery
Auto power offYes
Auto power off after5 min
Number of batteries supported2
Operation170
Memory registers22
Storage media type-
Weight and Dimensions IconWeight and Dimensions
Depth145 mm
Width80.9 mm
Height14 mm
Weight85 g

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