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Texas Instruments Calculator User Manual
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BA II PLUS™
PROFESSIONAL
Calculator
2
Table of Contents
Default Chapter
2
Important Information
2
Usa Fcc Information Concerning Radio Frequency Interference
2
Table of Contents
3
1 Overview of Calculator Operations
5
Turning on the Calculator
5
Turning off the Calculator
5
Selecting 2Nd Functions
6
Reading the Display
6
Setting Calculator Formats
8
Choosing Number of Decimal Places Displayed
8
Resetting the Calculator
10
Clearing Calculator Entries and Memories
10
Correcting Entry Errors
11
Math Operations
12
Memory Operations
16
Calculations Using Constants
17
Last Answer Feature
18
Using Worksheets: Tools for Financial Solutions
19
2 Time-Value-Of-Money and Amortization Worksheets
25
TVM and Amortization Worksheet Variables
26
Entering Cash Inflows and Outflows
29
Generating an Amortization Schedule
29
Example: Computing Basic Loan Interest
30
Examples: Computing Basic Loan Payments
31
Examples: Computing Value in Savings
32
Example: Computing Present Value in Annuities
33
Example: Computing Perpetual Annuities
34
Example: Computing Present Value of Variable Cash Flows
35
Example: Computing Present Value of a Lease with Residual Value
37
Example: Computing Other Monthly Payments
38
Example: Saving with Monthly Deposits
39
Example: Computing Amount to Borrow and down Payment
40
Example: Computing Regular Deposits for a Specified Future Amount
41
Example: Computing Payments and Generating an Amortization Schedule
42
Example: Computing Payment, Interest, and Loan Balance after a Specified Payment
43
3 Cash Flow Worksheet
45
Cash Flow Worksheet Variables
45
Uneven and Grouped Cash Flows
47
Entering Cash Flows
47
Deleting Cash Flows
48
Inserting Cash Flows
48
Computing Cash Flows
49
Example: Solving for Unequal Cash Flows
51
Example: Value of a Lease with Uneven Payments
53
4 Bond Worksheet
57
Bond Worksheet Variables
58
Bond Worksheet Terminology
60
Entering Bond Data and Computing Results
60
Example: Computing Bond Price, Accrued Interest, and Modified Duration
62
5 Depreciation Worksheet
63
Depreciation Worksheet Variables
63
Entering Data and Computing Results
65
Example: Computing Straight-Line Depreciation
66
6 Statistics Worksheet
69
Statistics Worksheet Variables
69
Regression Models
71
Entering Statistical Data
72
Computing Statistical Results
73
7 Other Worksheets
75
Percent Change/Compound Interest Worksheet
75
Interest Conversion Worksheet
78
Date Worksheet
80
Profit Margin Worksheet
82
Breakeven Worksheet
84
Memory Worksheet
86
A Appendix - Reference Information
89
Formulas
89
Error Messages
100
Accuracy Information
102
AOS™ (Algebraic Operating System) Calculations
102
Battery Information
103
In Case of Difficulty
104
Texas Instruments Support and Service
105
Texas Instruments (TI) Warranty Information
106
Index
109
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Texas Instruments Calculator Specifications
General
Brand
Texas Instruments
Model
Calculator
Category
Calculator
Language
English
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