Time-Value-of-Money and Amortization Worksheets 23
• To generate an amortization schedule, press & \, enter the
first and last payment number in the range (P1 and P2), and press "
or # to compute values for each variable (
BAL, PRN, and INT).
Resetting the TVM and Amortization Worksheet Variables
• To reset all calculator variables and formats to default values
(including TVM and amortization variables), press & } !:
• To reset only the TVM variables (N, I/Y, PV, PMT, FV) to default values,
press & ^.
• To reset P/Y and C/Y to default values, press & [ & z.
• To reset the Amortization worksheet variables (P1, P2, BAL, PRN,
INT) to default values, press & z while in the Amortization
worksheet.
• To reset END/BGN to the default value, press & ] & z.
Clearing the Unused Variable
For problems using only four of the five TVM variables, enter a value of
zero for the unused variable.
For example, to determine the present value (
PV) of a known future
value (
FV) with a known interest rate (I/Y) and no payments, enter 0 and
press PMT.
Entering Positive and Negative Values for Outflows and
Inflows
Enter negative values for outflows (cash paid out) and positive values for
inflows (cash received).
Note: To enter a negative value, press S after entering the number. To
change a negative value to positive, press S.
Variable Default Variable Default
N
0
END/BGN END
I/Y
0
P1
1
PV
0
P2
1
PMT
0
BAL
0
FV
0
PRN
0
P/Y
1
INT
0
C/Y
1
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